Commercial Auto Insurance in Chicago, IL
Personal auto insurance does not address risks businesses face when operating vehicles. For business vehicles, commercial auto insurance is required. Without commercial coverage, accidents, theft or property damage could result in financial loss for your company. In most states, laws require specific liability coverage for business vehicles.
What Are My Coverage Options?
Standard commercial auto insurance policies can be tailored to fit a wide range of business needs. Common coverage options may include the following:
- Liability coverage may help pay for third-party bodily injury or property damage if your driver is at fault in an accident.
- Physical damage coverage may include collision and comprehensive coverage for your vehicles against accidents, theft, vandalism or weather events.
- Medical payments (MedPay) coverage may financially assist with medical expenses for your drivers and passengers after an accident.
- Uninsured/underinsured motorist coverage may help cover your business if your vehicle is involved in an accident with an at-fault driver who lacks adequate insurance.
- Hired and non-owned auto coverage may extend coverage to vehicles your business rents or employees’ personal vehicles used for work.
Who Should Get This Policy?
If your business owns, leases or uses vehicles for tasks such as deliveries, transporting equipment or visiting clients, you likely need commercial auto insurance. This coverage benefits contractors, delivery services, landscapers and many other industries that rely on vehicles as part of their daily operations.
How Real Auto Insurance Agency Inc. Supports Your Business
Our team assesses your risks, explains your coverage options, and customizes suitable coverage to fit your budget and goals. Contact Real Auto Insurance Agency Inc. today to learn more and request a free quote.